Financial wellbeing is an important contributing factor to an individual’s overall wellbeing. If you are worried about money, then this can have a negative impact on your emotional and psychological health which can then also impact on your physical and social wellbeing. This is why we have pulled together a list of resources which may provide support whatever your circumstances may be on this page.

MoneyHelper, is an organisation who work to improve people’s financial wellbeing across the UK, to provide you with free, independent support.  NHS staff can call the dedicated NHS financial support line on 0800 448 0826 for free and impartial money advice, help sorting out debts, credit questions and more. The support line is available Monday to Friday, 8am to 6pm.

You can use WhatsApp - Add +44 7701 342 744 to your WhatsApp and send the MoneyHelper Service’s national support team a message for help with sorting out your debts, credit questions and pensions guidance. 

Free and impartial help with money, backed by the government | MoneyHelper

More top tools and resources from the MoneyHelper Service:

  • Budget Planner Tool: This free Budget Planner puts you in control of your household spending and analyses your results to help you take control of your money. It’s already helped hundreds of thousands of people.
  • Couch to Financial Fitness: Would you like to feel more in control of your finances?  Try their free and flexible ten-week plan to help you build your confidence to manage your money.  Develop core saving muscles, and create better habits for a long-term cash confident future.
  • Debt Advice Locator Tool: If you’re struggling with debt, it can be hard to know where to turn. But with lots of free national and local advice services available across the UK, you can use this tool to find help in a way that’s best for you.
  • Debt and borrowing: For taking control of debt, getting free debt advice, and how to borrow affordably.
  • Benefits: Find out what benefits you’re entitled to and learn about Universal Credit.
  • Budgeting and managing your money: Advice on running a bank account, planning your finances, and cutting costs.
  • Work and redundancy: Advice on understanding your employment rights, what in-work benefits you might be entitled to and how to handle redundancy.
  • Family and care: Big money decisions often need to be made when looking after family members and partners, expecting a baby, or dealing with problems like illness, divorce or bereavement. MoneyHelper has easy to understand guides to help you.
  • Help with scams: Advice for spotting, avoiding and recovering from scams.

Supporting staff with the rising cost of living - good employment practice

To support local employers, NHS Employers developed a  page which draws together important resources and good employer practice with examples from across the NHS.
Supporting staff with the rising cost of living - good employment practice | NHS Employers

Cost of Living Support
You can view further support and offers for NHS staff here: NHS England – Supporting our staff
If you require more information on the cost of living support available to households then please access the Governments ‘Help for Household’ website: https://helpforhouseholds.campaign.gov.uk/
Staff can also access the following sites to see what benefits they are entitled to.

Childcare Choices
Wondering what you could be entitled to? Check out what Government help is available with childcare costs for parents.
Whether you have toddlers or teens, you could get support.
Visit the Gov UK page to learn more about the help on offer.

My Blue Light Mortgages
Did you know Emergency Service and Military workers can receive FREE mortgage advice via My Blue Light Mortgages?
They are a regulated mortgage and protection advice firm and help everyone from First Time Buyers, Home Movers, and re-mortgages, Buy to Lets and portfolio landlords or those needing specialist adverse advice.
Visit Blue Light Mortgage for all information and services they provide.

NHS Staff Free Mortgage Advice
Lucra offer fee free mortgage advice for NHS Staff. As a key worker, you may be eligible for exclusive mortgage rates and enhanced income multiples with participating lenders, subject to lending criteria & credit scoring.
Lucra have access to over 90 lenders and over 12,000 mortgage products.

  • Lend up to 5 times income, available for all NHS Staff in any job role (even if part time or working in a second job).
  • Lend up to 5.5 times income. Available to any NHS Clinicians including nurses, paramedics, ambulance drivers and midwives.
  • Lend up to 5.5 times income. Available for any First Time Buyers, subject to minimum income criteria.
  • Lend up to 6 times income. Available for Professionals, including Doctors and Dentists, as well as Junior Doctors.

Contact the team today and one of the advisers will call to discuss your situation in depth, all for free!

Call 01225 970830
Text 07458195830
Email hello@lucramortgages.co.uk